A health insurance scheme for your business

Health insurance is one of the most popular remuneration package items that employers can offer.

Benefits for your business

Businesses which offer health insurance as a benefit can have:

  • reduced costs associated with absence due to illness
  • greater levels of employee engagement and loyalty, and
  • increased productivity1.

Get more information on  the benefits for employers  

Benefits for your employees

Having health insurance means your employees will have:

  • faster access to treatment by avoiding public hospital waiting lists, resulting in a quicker return to work
  • less financial stress with reduced costs for private treatment
  • more choice over when to get treatment for qualifying medical conditions.

Get more information on the benefits for your employees


Solutions to support your business needs

We’ll work with you to tailor a flexible solution that best suits your business.

You can choose:

  • a voluntary scheme (employee pays premiums)
  • a subsidised scheme (employer pays premiums), or
  • a partly subsidised scheme (employee and employer each pay part of the premiums).

 Our health insurance work schemes offer:

  • discounts on premiums 
  • value – a subsidised scheme from as little as $10 - $12 per week per employee2
  • the option to extend cover to families
  • a dedicated support team
  • supporting health information and resources.

Find out more, contact us today

We can provide advice and tailor a solution for your business. 
Call 0800 323 555, Monday to Friday 8am – 5pm, or email healthybusiness@southerncross.co.nz

TNS Conversa research, 2011
2 Pricing based on a fully subsidised Wellbeing One plan with a work scheme size of 10 with an average age of 40, as at May 2013.



Southern Cross Medical Care Society (trading as Southern Cross Health Society) has an A+ (Strong) financial strength rating given by Standard & Poor’s (Australia) Pty Limited. The rating scale is: AAA (Extremely Strong), AA (Very Strong), A (Strong), BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely Weak), SD or D (Selective Default or Default), R (Regulatory Action), NR (Not Rated). Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Full details of the rating scale are available at www.standardandpoors.com. Standard & Poor’s is an approved rating agency under the Insurance (Prudential Supervision) Act 2010.